Estimators

The Pension Estimator lets you compare between different retirement scenarios you may be thinking about and allows you to enter your own values for your average salary, pensionable service and retirement age. This tool is great for exploring ”what if?” scenarios because it applies the pension formula to your figures in order to show you how much pension you might expect.

I would like to use the Pension Estimator

You can use the Buyback Estimator if you are thinking about buying back a period of prior service in order to add to your LAPP service. This estimator gives you an idea of what it might cost to have service added.

I would like to use the Buyback Estimator

The Pension Projection Calculator, accessible once you log in to Your Pension Profile at the top right corner of this website, uses your actual salary and LAPP service to help you project your future pension. This is very useful for planning for your retirement.

Income Tax Deductions - Remember that your LAPP pension is subject to income tax. The Canada Revenue Agency has a calculator that can give you an idea of how much those deductions might be.  

I would like to use the Canada Revenue Agency's Payroll Deductions Online Calculator

The Canada Pension Plan (CPP) and Old Age Security (OAS) are government pensions that most Canadians have.

The Government of Canada website explains these government programs and provides a calculator which can help with your retirement planning. It can help you understand how each part of the retirement income system will help with your financial security.  

I would like to use the Government of Canada's Retirement Income Calculator ​